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Banking for people with disabilities

  Save with ABLE

  Set spending limits

  Track your benefits

  Get direct deposits early¹

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC. 

It's time to save for a better life

Coming Soon: The Purple ABLE Savings account is a way to save for eligible expenses while remaining eligible for the benefits you rely on every day.

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Learn more about ABLE

Consult your tax professional for any tax-related questions.

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Keep a pulse on your finances

View your balances, transactions and how much money you've spent in the past month at a glance. Track your annual ABLE contributions. And manage your EBT account in one spot.

Let us do all of the heavy lifting

No need to worry if your purchase is a Qualified Disability Expense (QDE).

Turn on Smart QDE Routing and Purple will 
automatically fund a purchase from the most tax-advantaged account.

Diagram showing Purple's Smart Qualified Disability Expense Routing feature
Diagram showing Purple's Auto Save feature moving money from a checking account to the ABLE savings account

Stay under the $2,000 asset limit

Enable Auto Save to move money from your Checking account to your ABLE Savings account at the end of the month to stay under the $2,000 asset limit.

Take control of your spending

Spending controls let you set daily, monthly, and category-specific limits. They put you in charge of how much you spend, when you spend it, and where.

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Working and receiving benefits?

Purple will monitor your bank account to help you stay under the SSA’s Substantial Gainful Activity (SGA) income limit.

Have questions? We've got answers.

Get answers and guidance from Companion, your AI-powered financial assistant. Whether you have questions about SSI, ABLE accounts, SNAP eligibility, or managing your money, Companion is here to help—anytime, anywhere.

Purple Companion - AI powered financial assistant
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View your other benefits at a glance

Link your SNAP EBT (food stamps) account so that you can view your SNAP and EBT Cash balances in one spot.

Stay organized with receipts and memos

Keep track of every dollar with ease. Snap photos of your receipts and add memos to transactions. No more lost paperwork or forgotten purchases—just a clear, organized record when you need it.

Receipt capture flow in the Purple mobile banking app
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Get Social Security benefits early

Set up any direct deposit to go to your Purple Checking account and get access to funds up to 2 days early¹.

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Read our guide to Applying for SSI

Ready to start banking with Purple?

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.

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© 2025 Purple Financial, Inc. All rights reserved.

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.

The Purple Mastercard® Debit Card is issued by OMB Bank, Member FDIC, pursuant to license from Mastercard.

Consult your tax professional for any tax-related questions.

Apple, The Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

By clicking on some of the links above, you will leave the Purple website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Purple. We recommend you review the privacy statements of those third party websites, as Purple is not responsible for those third parties' privacy or security practices.

¹ Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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